Unlike some other Australian comparison websites, we are able to offer you financial advice from fully qualified and experienced financial advisers. They are not call centre people. All our advisers are ASIC Authorised Representatives and have many years experience in financial services dealing with a range of clients.
We provide you with leading edge technology which gives you real time access to comparative data from the major life insurers in Australia.
We provide you with product costs and an independent product rating across the insurers.
We hold an Australian Financial Services License, via Millennium 3, that allows us to simplify the process and enable you to buy insurance in just a few minutes from a range of reputable Australian insurers.
Once you elect to take a policy with us, it doesn’t stop there! You will receive a kit containing information on your policy, information on your adviser managing your policy and what to do in the event of a claim. Even better still, every year you will be contacted upon your anniversary to ensure your policy still fits your needs and you will be given the opportunity to get a full review with your dedicated adviser.
When it comes to claims, we will ensure that you have a dedicated adviser to step you through every part of your important claim, ensuring you get paid on time. And ensuring that if you need help collating information, we are here for you.
You will be given the opportunity to access our quarterly newsletters and communications special offers and from time to time our national seminars that may be of interest to you.
Life Insurance can be confronting, so we aim to take the heartache out of the picture. We talk to people about the things that are most important to them – family, health, home and financial security. Our business is based on trust and positive outcomes. Life Insurance is less about planning for disaster, and more about guaranteeing a positive future.
Wealth Smart listens to people and we are thoughtful in our responses. Therefore, as a business, we should always present ourselves in a solid, trustworthy and fresh manner.
People should feel comfortable with Wealth Smart, because we have no agenda to push any products. Our way of doing business is a no pressure, no obligation and transparent attitude.
Because we don’t know your personal circumstances, other than your desired level of cover, age, sex, occupation and whether you are a smoker, we are unable to provide you with detailed personal advice on the type and level of insurance cover that you might require. Therefore, we limit our advice to providing you with the best options for the cover amounts that you select, based upon the information that you provide to us.
If you are seeking more detailed advice on the type and amount of cover that are appropriate to your circumstances, we recommend that you seek advice from one of our advisers who will provide this full advice service.
Our service is 100% free to you, the customer.
There are no hidden fees or charges. We don’t mark up the cost of the products compared on this site. We are paid a commission for products bought through Millennium3 Financial Services Pty Ltd. Our commission does NOT affect the premium you pay. So you get to choose from a range of insurers in one place.