Key Life Insurance Claims Findings Have you’ve ever wondered how important having a Life Insurance policy may be for you? TAL and AIA’s latest stats on Life Insurance claims might convince you the investment is worth it… Wealth Smart partners and Life Insurance providers TAL and AIA have recently released their own findings on their […]

How It All Works Superannuation is the money you’ve put aside throughout your life to use in your retirement. You would have heard of it, and like most Australians, you’ve probably got it. But also like many Australians, you may have little idea what your super does for you – and how it works. Since […]

SMSF Audits: What to Prepare One of your key responsibilities as a self-managed super fund trustee is to ensure you have your fund and all relevant accounts independently audited each year. This is a requirement by the Australian Government and the Australian Tax Office (ATO). And beware: not performing an audit can incur significant penalties. Unfortunately, audits […]

Protect Your Business with Keyman Insurance If you own a business, it’s likely you’ve already considered all the types of insurance available to you. You’ve got liability insurance, motor vehicle insurance, insurance of your property and contents, and probably even Business Expenses Insurance in case you’re unable to work. But have you ever thought about insuring […]

Gender Inequality Persists with Life Insurance Woman may have worked their way up the corporate ladder to hold higher professional positions now than ever before. Yet even as their incomes are growing, they still lag behind men when it comes to protecting their finances. At least, these are the results of a research survey conducted by our […]

SMSF Investment Properties: What You Need to Know More and more Australians are converting to a self-managed super fund (SMSF). And many SMSF trustees are using their SMSF to buy investment properties. Why? Because there are tax benefits and minimal out of pocket expenses. But is it really all it’s cracked up to be? If you […]

Understanding Business Expenses Insurance When you’ve worked hard to build up your small business, you want to make sure it’s as protected as possible. Unlike grand corporations, a small business relies on your – the owner’s – contribution to keep the business ticking over. What would happen if you were so ill or injured you […]

Australian Attitudes towards Life Insurance Not Enough Wealth Smart partner provider TAL has revealed in its recent survey that while 79% of Australians view Life Insurance as valuable protection, only 52% actually hold any cover. Just as frightening, the survey found those seriously lacking proper cover are generally people with the most at risk and with the most to […]

Making a Claim with Super Insurance Having Life Insurance through your superannuation account can be a lucrative option, especially when it can be (but not always) cheaper and easier (you face no out-of-pocket expenses). But one of the pitfalls of holding your insurance within a super account is the extra complications of the claims process. […]

Planning for Retirement as a Small Business Owner When you’re busy with the daily management of your small business, you often have little time to think about what’s happening tomorrow, let alone years ahead. No matter whether you’re still starting up or have been operating for decades, you need to think about the future and plan […]