A Lucky Save with Trauma Insurance Imogen* had only just decided to cancel her Trauma Insurance policy by suspending her premium payments when she received the shocking diagnosis. Cancer. She had already missed her last premium instalment. As is the case when many people hit their sixties, Imogen was starting to think ahead and was keen […]

Agreed vs Indemnity Value Cover OK. You’ve chosen to invest in Income Protection insurance so you can have peace of mind that you and your family will remain financially secure even in times of hardship. But one of the first things you’ll have to think about when selecting your Income Protection policy is whether you want […]

Life Insurance for Seniors Being a senior citizen is something to celebrate. It’s the time when you can give yourself over to your passions and pursue the fundamental joys of life. Over the years, you’ve worked hard to secure a sound financial standing to help look after you in retirement. Perhaps your debts and liabilities […]

7 Key Features of Income Protection Income Protection insurance can change your life for the better. Since it’s insuring perhaps the most valuable asset you’ll ever have – your income – you want to be sure you make the right choice when it comes to your Income Protection policy. The best Income Protection policies should […]

Stepped vs Level Premiums Once you’ve decided you want to get Life Insurance, there are many things you need to think of to tailor the policy to your needs. One of the most important choices you’ll have to make is choosing between stepped or level premiums. At Wealth Smart, we’re the first to admit that […]

Why You Need Income Protection You can’t underestimate the importance of peace of mind. It’s easy to think your income is going to be a permanent fixture in your life – if you’ve got a stable job, why should you worry about losing your stable income, right? Unfortunately, you can’t predict the future. While we […]

Invincibility is a Myth The golden age of youthdom. We know what it’s like. You’re young. You’re fit and healthy. You’ve got the whole world and a huge range of possibilities before you. It’s a time for optimism, not writing up the will and preparing your funeral playlist. So why would you be thinking about […]

Understanding Life Insurance Lingo The Life Insurance industry is replete with seemingly nonsensical terms and strange words. It can all be a little bit overwhelming, so we at Wealth Smart have provided you with this glossary to facilitate your research into Life Insurance. Accidental Death Cover A limited policy that only pays a claim if […]

Best Life Cover Features Life Cover insurance isn’t something to be taken lightly or purchased on an impulse. To get the right insurance policy for you, you’ll want to shop around and compare premiums, final cover, and additional features. There are a lot of Life Cover policies out there and each one is different. They all […]

Understanding TPD Insurance Becoming too sick or injured to ever work again can be just as traumatic for a family as a death – in financial terms anyway. Serious illnesses and injuries that prevent you from earning an income can provide a financial as well as a physical hardship for a struggling family. Total and Permanent Disability […]