Comparison: Super v Retail Life Cover Comparison: Why the cheaper and easier option is not always the best option to protect your financial future. At Wealth Smart, our advisers speak to a lot of clients who believe they have adequate Life Insurance provided through their industry super fund. But what many do not realise is that […]

Super for the Self-Employed: Planning for Your Retirement When you’re self-employed, there’s no law saying you have to have a superannuation account. Nor do you have anyone make contributions for you. You’re the boss, fully in control of your personal finances. But have you thought about your retirement and what happens when you’re no longer […]

Choosing the Best Setup for your SMSF: Corporate vs. Individual More Australians are switching to a self-managed super fund to give themselves greater control of their own financial future. As this trend grows, we get more questions from our clients about setting up their SMSF, buying insurance through their fund, and what options suit them best. People […]

Keeping Your Family Informed in Case of Emergency A lot of people say family and finances don’t mix well. And in a lot of cases, this is true. We’ve all heard the horror stories of the relative who never repays loans or of children bickering about their entitlements after a parent passes away without a […]

6 Financial Goals to Help You Build Your Wealth in Your 30s Hitting your thirties is like getting a reality check. You can no longer get away with partying endlessly and spending recklessly. You probably have more financial responsibilities and much less flexibility. But a few simply financial goals can help give you the direction […]

The Whys and Hows of a Self-Managed Super Fund For many, a self-managed super fund (or SMSF for short), is a great way to take control of your finances and your retirement future. But, SMSFs are complicated, and it can be a challenge to manage yourself. If you’ve been thinking about starting an SMSF, check […]

The Life Insurance Medical Check: A Blessing in Disguise Bob* was your everyday average Joe, a professional, middle-aged worker looking to switch insurance providers to find a life and TPD insurance policy that better fitted his needs. He wanted something not just cheaper, but more tailored to his personal circumstances. The application process can seem […]

Understanding Your Insurance Responsibilities as a SMSF Trustee Self-managed super funds have always been a popular alternative to traditional superannuation to prepare for retirement since they allow trustees and members to take control of their own planning for the future. But they come with risks you must be aware of. While many industry super funds […]

Returning to Work from Injury: Your Health First An unexpected injury or illness can cause a significant blow to your life and your family’s livelihood, particularly if you’re forced to be out of work for a long time. While your recovery is your first priority (even if you have the right protection in place) returning to […]

Financial Goals for Your 20s Your twenties are some of the greatest years of your life. You’re at a stage where you can learn, explore, make mistakes, change your mind and be as free or focused as you like. You may not have any commitments or anyone who depends on you, but your twenties are […]