Understanding Life Insurance Nobody likes to think about death, least of all their own. But preparing for it can at least help ease the path for those loved ones who would be impacted by such a devastating loss. Life Insurance helps to do that. But Life Insurance encompasses much more than just a financial payout following a […]

What Does Trauma Insurance Cover? Many people think that health insurance is all they need to protect themselves from the hardships incurred when they contract a major illness or are diagnosed with a serious disease. This is not so. While health insurance covers a majority of the direct medical costs, it fails to factor in loss […]

Income Protection Insurance: An Explanation Sustaining an injury or suffering a serious illness can be a difficult time in your life. Losing an income as a result of a critical illness or injury only compounds that stress. Income Protection insurance protects you and your family financially when you may need it most. Income Protection provides up to […]

The Overhead Benefits of a Good Business Expenses Insurance Policy Owning a business can be a hugely rewarding venture. Trust me, I know. As the Managing Director of Wealth Smart, I’ve personally experienced that sense of unrivalled satisfaction after challenging myself and then watching my business grow because of my hard work. But operating your […]

Will I Be Covered If I Lose My Job? The Myth of Income Protection and How You Should Be Prepared For families and individuals, Income Protection can be a saving grace. None of us likes to imagine misfortune befalling us, yet it can – and does – happen. We all like to be prepared. The […]

How Trauma Insurance Can Help if Your Life Was Dramatically Changed We all like to think we’re invincible. And as a vibrant, healthy adult it’s hard to think anything bad could ever happen to you. If you’re a mother or father, it’s even harder to think about anything bad happening to one of your kids. But take […]

Couples Life Insurance Couples Life Insurance may not be top of your mind when planning a wedding, but the discounts and coverage married people can qualify for once they’ve tied the knot are worth researching. Once you’ve officially signed the marriage certificate, you can access better rates and more comprehensive plans. Some couples might even be able to […]

The Advantages of Life Insurance in Your SMSF Managing your super through a Self-Managed Superannuation Fund (SMSF) has become an increasingly popular option these days, particularly because of its potential to yield greater returns. But what are the pros of connection your Life Insurance policy to your SMSF? Self-employed people in particular stand to benefit from combining […]

Taking Out Individual vs. Direct Life Insurance There are a plenty of ads out there saying you can take out Life Cover with automatic acceptance – that means no medical check ups. Sign up, they say, and you’ll be covered in under two minutes. But what issues will you face when it’s time to claim? Individual […]